Reduces underwriting, due diligence and boarding costs by roughly 2/3rd
AI Platform offers a significant competitive advantage shortening the loan lifecycle's days
Enabling mortgage players to scale their operations up and down across multiple channels more quickly
Cost to produce is significantly reduced so profit per loan and per trade is dramatically increased
Fully Conditioned in 4 to 24 hrs by Channel
Struggling With Origination Costs?
Worried About Being Ready For The Next Industry Cycle?
Want To Build Scalability Without Limitations Of Past Solutions?
Underwriting Costs Become Variable Immediately
Fully Operational In Weeks
100% Of Files Underwritten Same Day / Next Day – No Backlogs
We'll Run A Full Day’s Production (Or More) With No Cost To You.
Results Posted Back Within 24 Hours, Regardless Of The Unit Volume.
Once In Production Results Posted To Your LOS
No System Integration (Optional) Required to launch
Scalable to ANY CAPACITY within 8 to 12 weeks
Increases Underwriter Productivity to 10+ CTCs per day
Cloud Based, Anywhere, Need to Know / Right to Know Access
AI Platform creates huge market advantage cutting days out of loan lifecycle
TechMor AI Platform Underwriting & Due Diligence Full Program Support with 24hour SLAs
Fully deployed in Call Center, Retail, Wholesale, Mini-C / Non-Del & Corr
Fannie, Freddie, FHA, VA, USDA, HFA/DPA & NonQM – ALL Live since 2019
| PRODUCTS | PROGRAM TYPES | COMPLEXITIES | |||||||
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| Rate & Term Refinance |
Cash Out Refinance |
Purchase | Active Duty VA | Multi-REO inluding 8+ | Self Employed Schedule C |
Self Employed 1065 |
Self Employed 1120s |
Self Employed 1120 C-Corp |
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| Conventional High Balance | |
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| FHA Full Doc Manual UW Plus FHA Streamline |
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| VA Full Doc Manual UW Plus VA IRRRL |
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| NonQM & "NonAgency" | |
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Underwriting at every stage from TBD to Post Close / Prior to purchase Review
Trues up URLA data set based on available documents at each (Re)submission
Delivers UW Conditions, Decision Recommendation and Completed UW Workpapers (income, liabilities, assets, etc.)
Compliance Reviews TRID Analysis, LEs, COCs, CDs & ALTAs plus Deliver fully indexed documents, Trued up Data Set and Variance Report
All of the above deliverables posted to YOUR LOS same day / next day …no more backlogs
100% Due Diligence for 1/3rd the Cost done in 10% of the Current Time. Bid Better Increase Margin & Settle Faster
Friction free re-trading with zero re-touch enables up-trade/down trade reverse inquiry bidding. Even mid-trade.
Boarding in 10% of the Time At Significant Cost Reduction
100% Indexing & Data Reconciled To Docs of Record
MSR Pool Trade On-Boarding
Limited Recourse: 24 Docs Types / 100 to 150 Fields
Co-Issue MSR Flow Trade On-Boarding
Full Recourse: 24 to 700 Doc Types / 100 to 400 Fields
Full Delegated Correspondent Bulk Trade
Full Recourse: 100 to 700 Doc Types / 100 to 1,800 Fields
Full Delegated Correspondent Best Effort Flow
Option for Re-Underwrite Sampling: 200 to 700 Doc Types / 100 to 3,500 Fields
Non Delegated Correspondent Flow
Option for 10% or greater Full Re-Underwrite Sampling: 400 to 700 Doc Types / 1,800 to 12,000 Fields
Non Delegated Mini-Correspondent Flow
Option for Pre-Funding QC & Full Re-Underwrite Sampling: 400 to 700 Doc Types / 1,800 to 32,000 Fields
